Goal: The intent of In House Financing program is to close the affordability gap to 720 credit score. Our philspohy is to leverage credit opportunties so our Client’s retain funds during the Perfect Path process. Credit building is an investment. Soft Pull only and not obligated to accept any offers. In House Financing only serves as an option to get started.
Apply with our Primary Financing Lenders first. If denied please reapply with our Secondary marketplace.
Installment Loans build credit with all major credit bureaus.
Affordable Housing Mastermind
- Live Monthly Coaching — Real estate developers and business experts
- Done-With-You Construction — Partner with our in-house team to build your first unit and beyond
- Tiny Home Business Playbook — From land to licensing to long-term revenue
- Low-Cost, High-Impact Launch Model — Faster setup, lower financial barrier
- Community Partnerships — Learn how to work with landowners, cities & nonprofits
- And more...
Bankable Coaching + Funding Agent
Bankable Live Coaching price at $4,997
$3,750
Unlimited Value with Hands on Expertise for Max Funding up to 5 Million! Perfect for SBA Loans.
- Majority of Small Businesses start with Alternative Lending which is normal at lower loan amounts with short repayment terms at high interest rates.
- The Funding Agent Program by Perfect Client USA is designed for individuals who want to work remotely or on the go while helping business owners secure the financing they need.
1 Year of Business Coaching + Membership to Affordable Housing Mastermind
$2,500
$1,750
Unlimited Value with Hands on Expertise for Max Funding up to 5 Million! Perfect for SBA Loans.
- Complimentary Lender Compliance Coaching
- Exclusive Access to Our National Banker Network
- Real Estate Development Opportunity. Exclusive Limited Time Offer
Lender Compliance: 1 Month Business Coaching
$300
Program Objectives:
- Educate participants on credit fundamentals, including credit scores, reports, and how credit impacts financial opportunities.
-
Call to Action: First financial step to become Bankable is completion of 20 Lender Compliance Items. Our tailored program provides hands on assistance to complete accurately and timely clearing the path to get approved on first attempt.
This program is not just about compliance—it’s about giving your business the financial foundation to survive and thrive. Don’t let funding challenges jeopardize your success. Invest in the Lender Compliance Program today and secure the future of your business. Your survival depends on it!
Business Coaching - 3 Months
Bankable Live Coaching price at
$500
- Business Canvas Model
- Feasibility Model
- Personalized Business Coaching
- Lender Compliance.
Free Consultation with Credit Monitoring enrollment and Free Qualification Scan submission
Credit Score Building Investment & Timeline Report
This report outlines the estimated investment and timeline required to raise a credit score from 500 to 720 using a combination of Authorized User (AU) tradelines and credit-builder accounts such as Credit Strong and Self.
Breakdown by Credit Score Ranges:
| Target Score | Typical Investment | Timeframe | Key Actions & Notes |
|---|---|---|---|
| 500–550 | $200–$400 | 1–2 months | Open 1–2 secured credit cards or builder accounts (e.g., Self, Credit Strong) to establish primary trade lines. No AU tradelines yet. |
| 550–600 | +$400–$600 | +1–2 months | Add 1 low-limit AU tradeline ($5,000–$10,000 limit, 2+ years age). Maintain builder payments. Credit utilization and on-time payments become more impactful. |
| 600–650 | +$500–$750 | +1–2 months | Add another AU tradeline ($10,000+ limit, 3–5 years age). Open a second builder account (Credit Strong or Self). Maintain <10% utilization. |
| 650–700 | +$800–$1,200 | +2–3 months | Add a premium AU tradeline ($15,000+ limit, 5–10 years age). Consider rent reporting and utility tradelines to diversify credit mix. Continue making on-time builder account payments. |
| 700–720 | +$1,000–$1,500 | +2–3 months | Maintain all tradelines and builder accounts. Avoid new hard inquiries. Score optimization at this stage is highly sensitive to payment history, age of accounts, and utilization. No new AUs needed, focus shifts to profile seasoning. |
The full journey from 500 to 720 credit score typically requires a total investment of $2,900-$4,500. Success depends on maintaining perfect payment history, low utilization, and a diversified credit profile.
Personal & Business Optimization
It is vital that our clients understand that having excellent access to financing requires that they optimize both their personal credit and their business credit. Our TEAM of live coaches with our one of kind software does an excellent job of teaching our Clients to optimize both their personal and business credit scores.
Funding Range Report
Levels of Financing
Business Coaching Value
This coaching structure creates value for new and existing businesses by providing a comprehensive approach that helps them build a strong financial foundation, improve their creditworthiness, and develop lasting relationships with banks. By focusing on financial literacy, legal structure, risk management, and growth planning, this program will equip businesses to achieve bankable status and access the capital needed for sustainable growth.
Goals
Goal 1
Start LLC
Goal 2
Receive Initial Start Up Funding
Goal 3
Client executes plan to become Bankable in 4 to 6 Months
Goal 4
Client applies for bankable funding with low rates and long terms
Top 3 reasons a Business Coach should structure your LLC
Financial Health & Creditworthiness: A coach helps you manage finances, improve business credit, and reduce debt. With better credit, you can secure loans at lower interest rates, potentially saving 5-10% on borrowing costs. For example, on a $200,000 loan, this could save $10,000 to $20,000 in interest over time, improving cash flow and profitability.
Bank-Ready Documentation: Coaches assist in preparing loan documents, boosting approval chances. Securing capital faster allows you to take advantage of growth opportunities, potentially increasing profits by 10-20%. If your business generates $500,000 annually, this could lead to an additional $50,000 to $100,000 in profits by expanding more quickly.
Growth & Risk Management: A coach helps you create sustainable growth plans and mitigate risks. This efficiency and strategy could increase profits by 15-25%. For a business with $400,000 in annual revenue, this could mean an additional $60,000 to $100,000 in profit through better decision-making and risk management.
This is a Big Deal !!!!
Our software utilizes a 150 Data Point Pre-Qualification Scan on your LLC . To keep it simple. WE utilize underwriting software. WE understand the algorithm to get you funded.
Why Check For Eligibility? It’s easier way to shop for loans with confidence.
Never A Credit Inquiry
Pre-Qualify for Personal & Business Funding
Our Perfect Path Business Success System shows you what you may Pre-qualify for and the steps you need to get funding.
Promotable Marketing
$600
- 3 Month Minium
- Online bots first analyze if your business is promotable based on key digital signals.
- Your business is promoted based on your online reputation, including reviews and ratings.
- Promotion is influenced by your social media presence, consistency, and engagement.
- Your Google Business Profile plays a major role in determining local visibility and trust.
- Listings on platforms like Yext and NAP validation (Name, Address, Phone) affect where and how bots promote your business.
Targeted Marketing
$1000
- 3 Month Minium
- Reach 500+ highly targeted prospects every month with personalized outreach
- Advanced marketing campaigns optimized with A/B testing and real-time analytics
- Automated follow-ups, lead management inbox, and CRM integration
- Boost your visibility with SEO, social media, and reputation-based promotion
- Dedicated account manager to help you recruit 50 referral partners and drive 50+ scans/month
Ready to get funded and stress less?
Because trust me, once you’ve got this knowledge, you’re going to wonder why you didn’t do it sooner.